We have developed a unique mathematical approach and methodology for the entire investment process, from the search for the most attractive properties to the receipt of the first income.
Our search algorithm allows us to isolate from all properties for sale in Switzerland those that offer the best balance between high return prospects and low vacancy rates.
What is included in the research
This algorithm uses a mathematical rental simulation model that calculates the future rent of all properties for sale in Switzerland. By integrating mortgage and property charges, we can determine the potential net return.
The most attractive properties are submitted to our customers.
Our mathematical model uses a large amount of rental property data to determine the future rent of the properties for sale. The model integrates mortgage charges, property charges and the equity ratio to define the net return on equity.
Rental properties are valued by taking for each apartment of the building the most conservative value between the current rent and the market price in order to give a corrected realistic return.
Our research service includes an unlimited number of research reports on the best investment opportunities, as well as visits and preliminary examinations of properties, rental buildings as well as single apartments.
We analyse, negotiate, finance and purchase the properties that offer the best returns in the best locations, then find and install tenants.
What is included in the acquisition
Our acquisition services include the visit of the property, the preliminary examination, the negotiation, the financing, the organisation of the purchase with the notary, the search and the installation of tenants, until the receipt of the first income.
Our strict acquisition procedures allow us to minimise the risks associated with a property investment.
The visit of the property allows for an assessment of the environment and an evaluation of the general condition of the building and its apartments and any necessary renovations.
We analyse the minutes of the meetings of co-owners. These minutes reveal defects, problems, renovation projects and the general history of the apartment building in general. We examine the accounts, the structure of the charges, the situation of the renovation fund, the regulations, the extracts from the land register and the existing lease contracts.
We examine and prepare all the necessary aspects of the negotiations and draw up a strategy, to secure the property at the best price.
We find the financial institution that offers the best mortgage interest rates, the lowest amortisations and the most appropriate loan term and equity ratio. We work with our own network of financial institutions, as well as with our partner MoneyPark.
The taxes, duties and procedures relating to the acquisition of a property are specific to each canton. We carry out all the administrative steps necessary for the acquisition of the property.
We advertise the property, organise apartment visits, screen prospective tenants with regard to their personal and financial situation, prepare the lease and deposit contracts, and finally hand over the keys. For properties already rented, we transfer the lease contracts.
PLZ’s rental simulation model detects market anomalies and out of all the properties for sale in Switzerland isolates the ones with the best prospects for returns in areas with low vacancy rates.
The rate of return calculated by our algorithm is based on an equity ratio of 30% and the best 5-year mortgage rate as recently negotiated by our partner MoneyPark for an investment property. These elements can then be improved to optimize the rate of return.
We analyse more than 60’000 properties every year. A selection of analyses is presented below.
Return on investment
CHF 345'000Required capital
Net income before taxes
Vacancy rate 0.07%
Return on investment
CHF 210'000Required capital
Net income before taxes
Vacancy rate 0.55%
We analyse every day all properties for sale in Switzerland. Our analyses are based on our own extensive database of sales and rental property history in Switzerland. We execute the entire investment process, from the research of properties to the first revenues.